Work With Me
Expert Leadership,
Right-Sized for Your Stage
Fractional, freelance, and consulting engagements for fintechs, payments platforms, and banks that need experienced compliance, risk, and operations leadership, without the full-time executive commitment.
Why This Works
The Executive You Need.
The Model That Fits.

Many companies need experienced compliance, risk, and operations leadership, but aren't ready for, or don't need, a full-time executive. That's where I come in.

With 15+ years across fintech, payments, and banking, I bring executive leadership level expertise to engagements that match your actual stage, budget, and timeline.

I'm especially well-suited for companies at inflection points: preparing for a bank partner exam, launching a new regulated product, scaling operations after a funding round, or building the compliance infrastructure that investors and regulators expect to see.

  • Fintech startups preparing for bank partner oversight
  • Payments platforms navigating new regulatory requirements
  • Banks and credit unions building out digital products
  • Growth-stage companies scaling operations compliantly
  • Companies in remediation or regulatory response
A Rare Combination
You don't often find someone who can simultaneously build your compliance program, manage your bank partner relationships, fix your operational issues, and scale your CX team.
That intersection of compliance, risk, and operations leadership is what makes this engagement model uniquely valuable for regulated companies at every stage.
Engagement Types
Three Ways to Engage
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Fractional Roles
Fractional Leadership
Senior executive presence without a full-time hire. I embed into your team on a part-time or project basis to lead compliance, risk, or operations at a leadership level.
  • Executive Compliance, Risk, and Operations positions
  • Head of Compliance, Risk, or Operations
  • Interim leadership during hiring searches
  • Bank partner compliance point of contact
  • Board and executive compliance reporting
Best for: Fintechs, payments platforms, and banks needing experienced executive leadership on a flexible basis
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Freelance Builds
Policy & Framework Builds
Compliance infrastructure, built right from the start. I design and write the policies, procedures, and frameworks your company needs to satisfy regulators, bank partners, and auditors.
  • Compliance Management System (CMS) design
  • BSA/AML/OFAC program and policy suite
  • Consumer protection policy library
  • Fraud risk management framework
  • TPRM program build-out
  • ERM framework and risk assessment tools
  • Marketing compliance review process
  • Complete policy libraries (40+ reg areas)
Best for: Companies building compliance infrastructure from scratch or modernizing an existing policy suite
🧭
Consulting
Advisory & Consulting
Strategic guidance on the compliance and operational challenges that matter most. Ideal for targeted assessments, regulatory readiness reviews, or ongoing advisory support.
  • Regulatory readiness and gap assessments
  • Bank partnership compliance strategy
  • Fintech product launch regulatory strategy
  • Regulatory exam preparation and support
  • Compliance program health checks
  • Operational risk and process reviews
  • Ongoing advisory retainer arrangements
Best for: Companies facing a specific regulatory challenge, preparing for an exam, or seeking expert second opinions
Ideal Clients
Built for Companies That Are Moving Fast in Regulated Spaces
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Fintech Startups & Scale-Ups
Companies building consumer financial products (lending, payments, banking) that need compliance infrastructure that matches their speed and supports their bank partner relationships. Especially strong for pre-exam or pre-Series B stages.
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Payments Platforms
Companies operating in the payments space (ACH, card, digital) navigating NACHA requirements, Reg E, fraud obligations, and bank partner compliance expectations. Deep familiarity with multi-rail payment environments.
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Banks & Credit Unions
Traditional financial institutions launching new digital products or fintech partnerships who need compliance and operational support that bridges regulated banking expertise with fintech product experience.
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Companies in Regulatory Transition
Organizations facing a regulatory exam, remediating findings, preparing for a new bank partnership, or responding to a regulatory inquiry, and who need experienced, steady leadership through the process.
How It Works
A Simple, Straightforward Engagement
1
Initial Conversation
Tell me what you're navigating. We'll spend 30 minutes understanding your situation, timeline, and what you actually need.
2
Scope & Fit
I'll propose an engagement structure covering type, scope, timeline, and terms that matches your actual needs and budget.
3
Engagement Begins
We move quickly. Most engagements start within one to two weeks of agreement, with clear milestones from day one.
4
Ongoing or Transition
Engagements can extend, evolve, or close cleanly, with knowledge transfer so your team owns what we build together.
Regulatory Coverage
What I Can Navigate for You

Across every engagement, this is the regulatory landscape I bring working knowledge of. See the full map on my profile →

BSA / AML / OFAC Reg E FCRA Reg Z / TILA UDAAP / UDAP ECOA / Reg B NACHA / ACH TPRM Fraud Risk Management MLA / SCRA Privacy / Reg P KYC / CIP CMS / ERM Complaint Management Marketing Compliance Reg CC / Reg DD ID Theft Red Flags Regulatory Change Management InfoSec / AI Policy Right to Financial Privacy Fair Lending E-SIGN Record Retention Code of Ethics Billing Error & Disputes ADA Policy
Focused exclusively on fintech, payments, and traditional banking.
Get In Touch
Let's Talk About
What You're Navigating
Whether you have a specific project in mind or just want to explore whether this is a fit, reach out. I respond to all inquiries personally, typically within one business day.
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info@depth-and-clarity.com
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Typical response: within 1 business day
🌎
Remote engagements · US-based · Fintech, Payments & Banking and beyond
Specializing in fintech, payments, and banking, and open to other regulated industries.